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GOP Announces ACA Replacement Strategy - Mercer Signal

House Republicans released a white paper outlining their plan to provide “High Quality Health Care for All” – the GOP’s proposed approach to replace the ACA. Tracy Watts broke down the new plan for Mercer Signal.

Read the full article at: ushealthnews.mercer.com

While it lays out some interesting strategies that could potentially be attractive to employers, the white paper lacks the details necessary to be able to evaluate the impact on employer-sponsored health benefits as we know them today. And we all know the devil is in the details. Here are some highlights:

  • No more employer mandate
  • Dependents are still eligible for coverage until age 26
  • Lifetime maximums and preexisting conditions exclusions are still banned
  • The Excise Tax is replaced with a cap on the employee tax exclusion 
  • Catch-up contributions for spouses are expanded
  • Maximum contribution limits are increased
  • HSA contributions won't count when calculating the cap on employee exclusion
  • Employers can reimburse employees buying coverage on a private exchange

Do you know what's required of you by the ACA, as an
employer? Download our white paper to be sure:

Download The Employer Mandate Whitepaper Now!

The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. This communication does not constitute a legal opinion and should not be relied upon for any purpose other than its intended educational purpose.

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