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Nonstop Wellness Blog

High-quality benefits for nonprofits.

The Growth of Partial Self-Insurance

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In today's competitive job market companies can find it hard to afford to retain quality candidates. For nonprofits specifically, this is even more challenging. How can an organization that isn't self-funded offer benefits that will attract and retain highly skilled individuals? The answer to this lies in more substantial employee healthcare. 

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Thought Leader Q&A: John Chiang, former CFO for Asian Health Services

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Today we welcome John Chiang, former CFO for Asian Health Services (AHS) in Oakland, California. AHS, founded in 1974, is a community health center that provides primary, dental and behavioral health services to more than 27,000 underserved patients.  As a nationally recognized community health center model, AHS stands at the forefront of quality and innovation.  

John was instrumental in moving AHS over to the Nonstop Wellness program in 2014, which has saved the organization hundreds of thousands of dollars in premium costs and out-of-pocket expenses.

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Six Questions to Ask Healthcare Brokers During Renewal Season

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Healthcare brokers are the eyes and ears into the ever-changing healthcare market, and what potential new options might be on the table for an organization. As such, nonprofits must have a broker relationship that meets the unique needs of the organization. Even if you’re happy with your existing representation, it’s worth taking a step back and at least talking with other brokers to see if they have a different approach that may be a better fit for your group.

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How to navigate partially self-funded health insurance plans - The Business Journals

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Image: Reader's Digest

Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business.

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5 strategies for addressing employees’ financial needs during open enrollment - Employee Benefit News

This article by Randy Stram for Employee Benefit News discusses the drop in the percentage of employees who say they feel in control of their finances, and how employers can help through healthcare benefits education.

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Employers anticipate healthcare benefits costs will rise 5% next year - Fierce Healthcare

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This article by Leslie Small for Fierce Healthcare discusses what employers are doing to counter the predicted 5% increase in heathcare benefits costs over the next year.

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Start an outside-the-box conversation to improve open enrollment process - Employee Benefit News

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Nick Otto writes for Employee Benefit News about engaging employees to better ensure peak participation rates in open enrollment and to increase understanding of the process.

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Leveling the self-funded field - Benefit News

This article by Robert Bull for Benefit News discusses how technology has removed the barriers to self-funding that used to exist for small- to mid-size employers.

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Top Five Questions Every Nonprofit Leader Should Ask Heading into Renewal Season

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As one of the biggest line items in any organization’s budget, employee healthcare should be a central conversational point for all nonprofit leaders, especially in the months leading up to renewal. Understanding the details of the current plan, as well as creative alternatives that might provide better benefits for less money, are critical to ensuring the financial health of the organization and the physical (and financial) wellbeing of employees. Leaving these discussions to the last minute – or not having them at all – can leave everyone vulnerable to the rising costs of healthcare.

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Thought Leader Q&A: Mike Wurtsmith, Board Chair of Thunder Bay Health Center

Recently, we spoke with Mike Wurtsmith about the larger role that nonprofit boards should be playing when it comes to choosing health benefits for their organization’s employees.

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The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. In accordance with IRS Circular 230, this communication is not intended or written to be used, and cannot be used as or considered a ‘covered opinion’ or other written tax advice and should not be relied upon for any purpose other than its intended purpose