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Nonstop Wellness Blog

High-quality benefits for nonprofits.

The self-insurance solution — with or without the ACA - Employee Benefit Advisor

In this article, Paul Johnson writes for Employee Benefit Advisor about self-insurance as a solution to rising healthcare costs and a stable solution regardless of ACA outcomes.

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Large Employer Health Plans Could Also See Some Impacts From Affordable Care Act Overhaul - Kaiser Health News

Michelle Andrews provides an overview for Kaiser Health News of the Affordable Care Act regulations that impact employer plans, and how these might change under a repeal or replacement of the act.

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The Future Of Employee Healthcare Under Trump: What You Need To Know

Since election day, the future of healthcare in the US has been unpredictable, to say the least. More aptly, the healthcare industry is in a state of chaotic uncertainty with many unanswerable questions, and a lack of clarity and real solutions from the new administration (save a repeated promise to repeal the ACA – without any solid plans for a replacement).

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Employer mandate is leading concern of bosses in 2017 - Benefit News

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Image: Global Reporting Initiative

Phil Albinus writes for Benefit News about the top employee benefit concern among employers - their role in the Affordable Care Act.

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ACA Changes On the Horizon

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While the future of the ACA hangs in the balance, the fact remains that the law is still in existence until those critical decisions are made. As such, ACA mandates and regulations – both old and new – need to be strictly adhered to.
Below is a quick round up of changes to the ACA that are coming down the pike for 2017… at least for the foreseeable future.

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5 Healthcare Trends that Could Affect you in  2017 - The Fiscal Times

Beth Braverman reports on the top five healthcare trends in 2017 in this article for The Fiscal Times. She notes that "the American health care system faces massive uncertainty heading into 2017," as more Americans gain coverage but fewer can afford it.

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Internal Revenue Service Delays Affordable Care Act Reporting Deadline

The IRS has extended the due dates for furnishing 2016 Forms 1095-B and 1095-C to covered individuals and full-time employees, respectively, from January 31, 2017, to March 2, 2017. In addition, the IRS is also extending good faith penalty relief to reporting entities who can show they made good faith efforts to comply with the calendar year 2016 information reporting requirements. However, the deadline to file 2016 Forms 1094-B, 1095-B, 1094-C, and 1095-C with the IRS was not extended, and remains February 28, 2017 (or March 31, 2017, if filing electronically). Source: HR360

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How employers & general counsel can prepare for changes to the ACA - Benefits Pro

Don't ignore your continued compliance obligations under the current ACA. (Photo: Getty)

Kristen Rasmussen recently wrote for Benefits Pro about what companies need to do to prepare for the possible repeal of, or dramatic changes to, the Affordable Care Act.

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The Missing Debate Over Rising Health-Care Deductibles - WSJ

Drew Altman writes on increasing deductible costs, “which are transforming the nature of health insurance from more comprehensive coverage to skimpier insurance with higher out-of-pocket costs.” 

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Top Affordable Care Act Updates from  HR360

Be sure your organization is staying up-to-date on the most recent changes to the Affordable Care Act. HR360 has just announced changes to Pay or Play for 2016, out-of-pocket maximums for 2018, and Forms 1094-B and 1095-B instructions. Read More »

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The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. In accordance with IRS Circular 230, this communication is not intended or written to be used, and cannot be used as or considered a ‘covered opinion’ or other written tax advice and should not be relied upon for any purpose other than its intended purpose