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Nonstop Wellness Blog

High-quality benefits for nonprofits.

Profiting from health: The self-insurance story - MedCity News

insurance, medical insurance, healthcare reform

In this article for MedCity News by Adam Schaefer, we look at the reality employers face when it comes to purchasing fully-funded group insurance (the standard group policy from an insurance carrier).

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5 questions advisers are always asked – and how to answer them - Employee Benefit Advisor

As open enrollment approaches, employees begin to turn to their employers, human resources advisors, and benefit advisors to understand the benefits being offered to them. Aldor Delp writes for Employee Benefit Advisor about the top questions employees ask brokers.

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Employers Shift Higher Health Care Costs to Workers  - The Wall Street Journal

Doctor takes a patient's blood pressure. Health-care costs at large U.S. businesses are expected to rise 6% in 2017, according to an annual survey of 133 major companies.

Rachel Emma Silverman of the Wall Street Journal examines the rise of high deductible health plans (HDHPs), and how in 2017 84% of large employers plan to offer an HDHP to employees (35% will only offer an HDHP as an option). The average deductible of an employee only plan is now approximately $1500.

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Self-insurance rises among small and medium-size employers -  Benefits Pro

According to a new report from the Employee Benefit Research Institute, as the cost of health care continues to grow, more and more small and mid-size businesses are choosing self-insurance. (Photo: iStock)

Jack Craver writes for Benefits Pro about the increase of self-insuring healthcare benefits among small and mid-size businesses.

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Employers need to communicate benefits to attract jobseekers - Benefits News

[Image: Bloomberg]

Amanda Eisenberg writes for Employee Benefits News about the increasing importance of a good benefits package to people seeking employment.

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Uninsured rate drops, but medical expenses still drag millions into poverty - Modern Healthcare

Florida Medicaid expansion rally

Bob Herman writes for Modern Healthcare about the consequences of shifting more out-of-pocket healthcare expenses to employees.

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Employers passing rising healthcare costs onto employees - Benefits News

As the cost of providing employees with healthcare benefits rises (at an average of $500 per employee this year), many employers are choosing to push those costs onto employees in order to maintain budgets.

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Companies move toward self-insurance as healthcare rates increase - Benefits News

curbing_costs_graph.png

Amanda Eisenberg from Benefits News takes a look at how increases in employee healthcare (5-10% for many employees) is causing a shift to more self-funding.

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Burden of Healthcare Costs Moves to the Middle Class - The Wall Street Journal

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Image: Rand

Anna Louie Sussman of The Wall Street Journal focuses on how middle class workers are struggling to pay for healthcare in a time when wages are stagnant, employers are cost-shifting, and deductibles are on the rise.

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Does the ACA Scare You? 5 Things To Keep Your Business Compliant, Covered, And Saving Money - Forbes

Michael Z. Stahl recently wrote for Forbes, “2014 survey by the National Small Business Association found that small employers spend an average of 13 hours or $1,274 a month just to keep up with Affordable Care Act compliance.” 

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The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. In accordance with IRS Circular 230, this communication is not intended or written to be used, and cannot be used as or considered a ‘covered opinion’ or other written tax advice and should not be relied upon for any purpose other than its intended purpose